I think your using a shiity wallet (zengo)

Because you can choose the network fee you wanna pay to avoid network delays etc.

Goto memepool.space and paste in your transaction i.d

Should tell you a rough ETA and will tell you what your average Sats/VB used to pay network fee..

I assume it was around 16Sats/VB used to send your transaction and currently btc network is only processing transaction with 72Sats/VB at the moment

Dont assume anything about me. These fees are disgraceful, and vendors just say pay the higher fees as if thats a solution. It isnt. Its got nothing to do with the wallet or the service I use. The blockchain network is more congested than its ever been. Im trying to buy some smoke. I could care less about paying some unknown ridiculous fees to transfer my money. Paying higher fees to bitcoin isnt the answer and has nothing to do with my questions. Bitcoin is an unstable piece of shit and an alternative has been required a long time

Then You belong to the streets 😂

Cheers. Very helpful. Remind me to recommend you to no one ever. Thats your solution? Pay the high fees? Even though theyve been double the price of the order? Wise up

You belong to the streets 😂 😂 😂

If ain’t got the money to pay the high fees then you shouldn’t be smoking now..

Behave yourself

So like I was trying to explain with my first message is it’s not btc fault your wallet provider is a cheap stake.

I assume your transaction was sent with roughly 16Sats/Vb .. as you can see in the screenshot all transactions under 22Sats/vb have No Priority to be processed anytime soon.

Btc is literally the most stable and reliable crypto.. you wanna pay with dogecoin and let Elon musk dictate the price .. or maybe monreo.. the hottest coin ever.

Just goto the street corner and pick up a draw that’s my advise for someone like you..

At least I’m being honest 😅

Honestly. There are many words to describe you I wont use. If I cant afford to pay the fees? Im on benefits after a nervous breakdown when my partner died, and weed is my medicine. Youve not only been rude but also presumptious, arrogant and offensive. Btc is far from stable as is obvious to the thousands struggling with payments as I am at the moment. Your ego is as large as your bank balance no doubt. I paid almost 25% of my order price in fees and still not one confirmation. Youve made the wrong assumption but I assume you do that with everyone. You think thats ok for someone on benefits trying to order their medicine? Dont respond anymore. Youre not helping. Youre just being arrogant. Someone like me? Thanks for prejudging me 😍

What are you using to buy btc, and which wallet to send?

The revolution will not be Revolut

I had it from luno today it panicked me a bit at first then I just put in a made up name(bound to be somebody's name)from the UK and it all went through fine💚✌

How on earth they gonna verify that if it goes to a non kyc wallet 🤣. It's clutching at straws to be seen to be doing something to regulate. After that UK banking license.

How long before they start analysing the names and notice that Don Incognito seems to be getting a lot of payments?

John Doe does well from me😉

A friend favours Neal Cassady. One for Beat Poet fans.

These answers are just ridiculous. A fake name does not and will not work

Reading back through this, you're actually talking about KYC requirements for yourself? You have to sign up with that with almost any exchange. It's not new.

No. Im not. Ive been through all that long ago. Im talking about new crypto regulations in the uk, as ive already stated. Id done all my KYC requirements. Now im being asked for this info while buying btc in my usual way

Then that's weird. Hasn't happened to me and I've been buying as normal.

So how do you get around id verification with a fake name? Im now being asked for driving licence, name and address anywhere I try and buy btc

This was a response in terms of them asking you who you are sending your btc on to…😉

Seriously. Is this honestly how easy it is to get around these regs by giving a duff name? What about giving your address? Ive not tried yet and just made a purchase yesterday, but surely it cant be as easy to get around as that

Hi, I received the same email from Revolut.
I've just made a transfer to them in GBP from my bank account, then bought BTC from my Cryptopay wallet, ( no questions asked from them yet!) , using the linked Revolt card, this went through ok.

Yeah my crypto wallet is now asking for name, address and driving licence when doing that too

In fairness when I tried buying and withdrawing to transaxe from revolut about 6 months ago, I got someone asking where every transfer was going. Between that and the high fees I gave up with it.

Its not about that either. These are new crypto regs right across the board. Every answer here says either give a fake name or try this and ive had no problems. Ive tried a lot of different ways and with these new rules, I cant buy btc anywhere without giving name, address and drving licence

Believe me ive been through several different set ups getting around various rules. I buy btc in revolut and send to zengo wallet and that works fine but yes, fees. Ive been through coinbase and different banks but those have all been eliminated for me down to the banks blocking my crypto transactions. Its been a total headfuck at times with money disappearing and having the headache getting it back. The proverbial "they". Always spoiling our fun

I just buy on zen go and send to translate on zengo. How come you don't buy on zengo with banxa ?

Ive tried doing that but my bank wont allow it. Now Zengo and Revolut both ask for name, address and driving licence verification

Oh yes I have given all my details , I thought they want the address and name of the vendor your sending it too

Yes. You give all these details in registration. Im talking about these new regs where ive to give my name, address and driving licence when making a btc purchase. Ive had a look again this morning and both revolut and zengo are asking for name, address and id verification before I can buy btc

I was the same. If you notice the payment still goes though so I have just ignored the request for more details.

There is no way to Ignore entering your details

I used it no probs at the weekend (revolut). I did find the other week it was asking for details after transaction so once all transaction was completed I just deleted the transaction. Good luck in solving your issue, where there’s a will, there’s a way.

Whats happening with me is im now being asked for all these details whenever I try and buy btc, wherever I try and buy. Im not going to give my name address and driving licence everytime I buy btc. Where is this info being stored? And by who? Its sketchy sketch and defeats the purpose of non traceability

The only thing I can think is maybe buying to much in small amounts and bank flagged you up. I’m new to this myself mate so my advice maybe useless.

Monzo just closed my account (well, gave me 2 months before they do so) I'm assuming because of weekly bitcoin purchases as I don't launder money and 90% of my spending is travel and takeaways with the odd Amazon or eBay purchases. All easily verified.

Looks like the end man. Was nice while it lasted. Back to my street plug and the just okay Lemon Haze I guess.

Don't go back to your street plug man. Get a suits me prepaid account. Open a high street account or get a starling account if online banking is your penchance and just transfer straight to your pre pay in order to buy.
I transfer from account straight into coinbase, then buy usdc and convert to bitcoin.
Never had any problems.

Yes but as of today, new regulations will mean you have to give more info when moving crypto around so they can trace everything. You will have problems in future

Just paid 17 quid on fees for a 60 quid order. Will fix itself with time but it’s shambolic that transaxe haven’t incorporated any alternative coins.

This seems to have calmed down now, fees are a lot more reasonable.

Yeah I noticed this. Good job aye

Just tried to make a purchase today and no they aren't at all. There's no way I'm paying an extra 20 to 30 quid in fees to buy a quarter. This needs sorting out with another more stable coin option

That'll be your provider then, with exodus for me to send £50 will cost me £1.13.

Does this impact the processing time? I've used Exodus for the first time and reduced the fees down and now it's stuck in pending for the last 2 days.

My Exodus transfers are normally good to go in less than 30 minutes. Some have even been less than 10 mins. Is it pending on Exodus or LB?

Pending on Exodus and LB. I reduced the fee right down but it said 30-60mins transfer time. I've PM'd transaxe but waiting to hear back, the payment is being shown as being received at LB end but stuck as waiting to be confirmed. Always used coinbase without issue before but not paying a fortune in fees for an 1/8th

Aye. This is not ideal 😕

I believe if you reduce the fee, it slows things down. Coinbase closed my account for shits and giggles so I don't use them any more, Exodus seems so much better (at the moment)

Zengo wants a tenner to send 60, but revolut wants 17 to send 60 to 70 to Zengo. My bank didn't like Exodus or Binance or Coinbase, hence why I'm using revolut

Ok, I buy from Kraken using googlepay then transfer to exodus, works well for me.

What are your fees sending from Kraken to Exodus?

About £4

OK thanks for that. So you're looking at just over a fiver on 50 quid?

No worries, yes about that. Certainly less than you've been paying elsewhere.

What wallet are you using and if you give it some time fees should calm down… it’s already calm down a lot.

I’ve had that this week too. Sent my payment for order as usual and found out I had only part paid. Checked my payment and I only send £20 and paid £40 in network fees without realising. Now it’s wanting to charge me £25 to send £5 and that includes converting it to $$$. Now I’m stuck.

Oh I am sorry. I got stung at Revolut 34 quid on a sixty purchase to send the btc to my wallet, now I'm the same. It wants 35 to send to my vendor. God I hate using crypto. Irritates me every time to pay these random fees to someone so I can spend my money

Hello. So this seems to have settled now into between 20 and 30 quid fees I need to pay between Revolut and Zengo. No way I'm paying 30 quid fees to buy a quarter. Have you had anymore luck or are you still having issues too?

Give it another 12-24hr network congestion should calm down

Thanks. Yeah it's calmed down a lot bit still extortionate. Sure it will be back to normal over the weekend

I buy on Revolut and send to Zengo then pay from there. The Revolut fees were nuts alone, so now my moneys sat in the wallet but can't send it anywhere as it will cost me so much to do so

Can you adjust the fee or is it set by the wallet

Set by the wallet alas

Best thing to do is invest in a ledger nano-S I think .. the Bluetooth one.. you can send from there for dirt cheap instead of zengo

no its not dirt cheap we also get hit by the congestion $40 fee for a $70 order $45 fee for $240 order both are stupidly high but ive not checked thismorning best i go take a look

still same as lastnight $35 so iim still boycotting atm

and we also get stung sending the btc from the exchange to ledger but binance does pay back the fee

I'll look into that. Cheers

glad it wasn't just me..

Yeah this is insane cant place any orders because exchanges are charging £15 - £20 on a £36 order !

I use Santander and coinbase, fees have been a little high a few quid rather than about a quid but nothing to bad

I was using Coinbase but even they have been £15 -20 instead of standard, its not the purchase fee its the network fee for sending to wallets

Aw I get you, I don’t bother with sending to a wallet been doing it over 3 years and no problems but understand you do it for extra security. Good luck finding a way round things ✌️

Haha I don't think I explained well. I send straight from coinbase. The standard £1.99 fee for buying btc has stayed the same, the network fees are imposed when sending the BTC(to pay the vendor) To the vendors wallet address.I don't think the extra security really matters(if you have bought using bank account and provided ID you are not anonymous?) I have looked at a few other exchanges even tried Binance but they were even worse nearly £30 for a £78 order O.o worse yet there is no way to see how much it is gonna cost until you have bought the BTC and go to send!

Haha.. aw no way that's so shit I only payed a few quid on a $70 order at the start of the week I must of got lucky with the time and maybe the bank you use makes a difference it's all pretty confusing what's going on at no 🤔 have you tried ordering late at night or the early hours of the morning?

Hey I just downloaded the coinbase one wich is coinbase sister in my mind lol but it saves you some fees and you do pay 20 a month for this coinbase one but you save fees added on. Not much but it helps or even some people use these revolut accounts wich I'm tempted to look into. I'm trying difrent things out testing few ways myself but I see there alot of biggy that are very unhappy with the fees. I don't understand why I'm not feeling the bad fees. I don't think it's that bad and I don't earn lot of money myself butt it doesn't seem that bad to me. Maybe difrent for everyone considering what they use for exchange etc. Bless mate anyway hope you find one that works for cheaper

Can you buy using coinbase one ? Any chance for a link ? I would happily pay £20 a month rather than per order as I order quite a lot and for 2 other people as well. Might be that this is they way forward. I probably put 20 orders in over the course of a month anyway!

Yeah if u down load the coinbase one. Even if you make a payment just on your normal coinbase it will detect the sister and will automacily take some fees off. I did earlier to test it and took some off. Just coinbase one online. Straight to it also a month free trial

Been asking for over a year now for a different payment option using another chain this was inevitable lol. Anyone thinking this is going to go back to <$1 for a transaction misunderstands why the fees have gone up.

Just basically lost 200 quid in fees and couldn't get the order even through. Mad

CoinbaseONE IS £20 per month but has no other fees

It's demand. Prices have dropped so dealing has increased, there has been a bit of a run on the market leading to higher charges to trade. It has started to calm down now, this dies happen periodically

Thankyou 🙏

Using online banking apps like revolut monza is the way to go.ive had no problem with lloyds buying crypto,even the advisor I had a meeting with said I can't believe we're still allowing you to buy btc.Allowing me to spend my own money how I wish .But sign up for a I.s.a with 30k and earn £250 in 2 years. cheeky barstools.

Yeah looks like the banks just target some accounts , all these banks must have invested in crypto

Just wanted to update that my Blockchain account is working fine again and looks like it was a software issue. Just topped up and will buy a wee treat as my last order from Pistach still hasnt arrived after two weeks.

crypto.com and barklays work fine 14,12,22

I am reading of a work around using crypto.com and revolut. Ba*k transfer to Revolut and convert to XLM as it has minimal fees, then send from there to Crypto.com and convert to BTC. Not tried it yet but apparently works a dream. Still waiting to have my money released back to me from a blocked bin*nce transfer

yes I'm good with the Bank of Scotland as well.

Lol some Bigga will have a heart attack from reading this . No problem for me also tho . Can still purchase my Bitcoin and receive easy . And get sent over

Since I had a poor run off once with the Halifax/Lloyds anti fraud team and felt like I was questioned for just wanting to buy some BCs from Bittylicious I have dropped attempting to use my bank. Just use a pre-paid card or a mobile bank like Monzo. Revolut is very pro crypto too.

It isnt. Its the same as Paypal. All you can do is buy, sell or hold. You cannot send any crypto currency from either of these platforms in the uk

with Revolut you can send to 2 pre-confirmed bitcoin wallet addresses. Thereafter you can use the coins as u wish.

I've bought btc on Revolut and sent to my exodus wallet a few times.

I've bought and sent btc on Revolut to my exodus wallet a few times. You can send from revolut

This says it was updated today 12/12:

https://www.comparebanks.co.uk/banking/crypto-friendly-banks-in-the-uk/

Do you have a source that I can read, regarding this?

I know some banks have been restricting certain transaction for several months now, but that seems to be on a case by case basis and also varies depending on the exchange and bank you use. Are you saying all banks have banned all crypto?

I found an article on FT. https://www.ft.com/content/1ac2880f-a599-45aa-ba95-694a3b94f144

Some are indeed hardening their stance but that’s not the same as saying ‘banks ban crypto’ Lloyds Group has one of the hardest stances and no plastic will be accepted, but I can still just transfer, no problem.🤷‍♂️

I've used my Lloyds card for years buying bitcoin. No problems whatsoever. I only do one purchase a month though.

Wankers🙄…first time they blocked my card I ripped them a new one and they said they had cleared it. Next time it blocked they insisted it was Visa and not the bank and there was nothing they could do. Later they even blocked my transfer and it took two long conversations with the Fraud Dept, to get it cleared. I’ve been a Lloyds customer since God was a boy…
Such fun!

I feel that. I always feel lucky when I read these tales of woe about banks blocking crypto because apart from an ill advised use of coincorner at the beginning of my lb journey, it's been plain sailing for me.

I use lloyds also, never ran into problems yet luckily.

When you say you can just transfer may be a stupid question but wym? I usually just use coinbase, buy bitcoin with my card then send it to my exodus from coinbase.

how would the process differ? I've heard the paypal route also which would be my first go too.(using paypal to buy bitcoin instead)

some knowledge would be helpful if you don't mind polly! hearing too much of this shit now

Hey benjwby,

I just send ££ to my Bitpanda account, buy btc when I need some and send it here when I make purchases. All done in seconds…but I’ve had a few arguments with Lloyds when they stopped allowing credit or debit card payments, but transfers are instantaneous so 🤷‍♂️

yeah pretty much same way I do then apart from I use coinbase, must've just got it twisted.

oh no i see now you dont buy btc with bitpanda but send £ to it then buy the btc, i see how that would avoid cards now lmao

got there in the end.. a brilliant idea that should of been obvious

and damn, Lloyds would have a hard time getting hold of me anyways haha, I barely answer random numbers. Had no emails ect. and hope i don't lmao.

thanks for always helping polly

Cant send btc from paypal or revolut. Buy, sell or hold is all you can do. Until the end of Nov I could buy with my card via Coinbase, but CB have ripped me off and my bank stopped card transactions with crypto as of Dec 1st (Virgin Money). This method of purchase has been a laborious pain in the arse from the off but its getting ridiculous now. All I want to do is buy my medicine

you can send btc to 2 addresses from Revolut. I know because i sent some just yesterday.

oh man.. doesn't sound good:(, end of nov was when i last purchased too..

let's hope for the best..

Not looking good for next year no. Not for buying with Crypto anyway, which is fine as I've zero interest in it other than buying smoke. Something has to give somewhere. I'm hoping legit sites like this and their legalities will change

Go on Lloyds all the way !

I am actually considering it tbh!

Do it they are fair and straight forward to somebody who used to be with Halifax bit of a piss take waiting for my wages during night at desperate times lol Lloyds I hear was faster process so since then stuck with Lloyds. Just a guess but don't suppose you maybe have an email saying you just need some identification sent to your ideal crypto machine? I had to send some I'd to continue purchasing couple months back if I didn't do this I could not purchase . Just check any emails in case you have this or any of you check to see if an email saying just need some I'd to confirm who you are . I was confused for a while until I seen the email.

lloyds are fire, had no problems ain't nosy cunts at all

No I'm verified and thats not the issue. Thanks though. Just the banks I'm with I'm afraid. Each transfer has been returned

Its no use saying you can still transfer with a shrug. Good for you. But if this isnt paid attention to then no one is buying or selling anything on any crypto based market anywhere. Lloyds group has anything but the hardest stance. As it appears, Santander has clamped down completely, with Virgin not far behind....

I just sent a couple of quid to coinbase to check this went through fine with Santander they clamped ages ago you need to delete the app and go through the main website for whatever reason this works give it a go. This thread is going to worry people unnecessarily i know it’s not the intention but this is not crypto doomsday where there’s a will there’s always a way no need for anyone to panic

That may have worked for you but as ive stated already, all three of my banks have banned any and all crypto transactions. Coinbase ripped me off 300 dollars too which I'm still trying to chase up. Crypto is a disaster and the powers behind it need regulating or it will forever be an unstable and complicated risk. It's not about panic it's about reality, and its going to get worse. I'm not here to argue so it's cool, just conversation about this issue, as it is a valid one that no one seems to bothered about. All I'm getting is "well it worked for me" which is all very well, but it's going to get much harder next year. If you did that type of transaction from Santander then well done, you won't be able to next year. That's just a fact I'm afraid

I was only suggesting it incase you hadn’t tried it A lot of people just use the app. Not here to argue either just trying to help and point out there will be ways round it. Other people have given you good options to try also new bank accounts you could open etc. No harm having a convo just thought the title was a litle dramatic that’s all. Anyway hope you get it sorted ✌️

Thankyou. Aye I wish I'd worded it slightly different. Banks banning crypto perhaps. Seems to be a bit of pot luck really. From what I read between here and Reddit lots of people are having issues, but many with the same banks having no issues at all. But aye. It seems chucking your money through a few more hoops between accounts in different entities is the way to go

Well very good you can Polly and thats great. Not all of us are with your bank though and its causing some of us major problems. As it seems LLoyds/Tsb are one of the only banks to still allow this, they will have to tow the line with the FCA next year same as everyone else. So again, where does this leave us?

Well you can read that link I sent you at the top of the page showing all the banks etc you can use…good place to start?🤷‍♂️

Doing a Chicken Little impression on here isn’t going to solve anything….just sayin’…

There are other clear web cannabis sites that use non crypto payments- maybe in time LB will have to follow?

Chicken little? Steady on. I suffer from severe anxiety and this is my medicine which is becoming increasingly harder to get. I read your misleading article yes, but am I about to change my entire banking system to buy my medicine here? Methinks nay. There's no need to be insulting. I havent had medicine for three days and I feel like shit. I'm perfectly entitled to my frustrations thanks

I don’t quite know what answer you are looking for?

There are still various ways to buy crypto and spend it here. How else can we help?

As my original question was, and with more and more baks becoming hostile to crypto, I was hoping for a sensible conversation on secure alternatives, which is why I asked where does this leave us? Meaning could LB go the legitimate payment way? Honestly, the vendor I use has some of the best hash I've ever come across, and I'm a veteran of 30 years! I'd be gutted to not give him my business, which I am trying to do today. Like I say, I've tried with three different ba*ks to ban transfer to Bina*ce today with all being returned. So, I'm glad it all works so smoothly for you. Alas this is not my experience so I'm just trying to discuss alternatives

If you want to effect change on LB you can always start an initiative:
https://littlebiggy.org/viewSubject/p/4755913

I’m thinking it will be quicker to open a crypto friendly bank account personally but that’s up to you.

I’m sure other Biggas will share their methods.

Good luck👍

Santander and Virgin Money are big ones. Apparently Lloyd's Tsb are about the only ones not to have gone for it, but they will. Santander banning all crypto activity as of next year

I’m with Lloyds. Every time I try and buy the blue buy button doesn't work. I just keep pressing it. I’m just buying small amounts so it shouldnt be an issue. Maybe it is a software glitch.

I cant buy crypto on Blockchain anymore.

No me neither. I've also lost 300 dollars to Coinbase, who denied me having any balance, despite me sensing screenshot of the balance in the app