Agreed.
The idea that a finalise early option is somehow intrinsically flawed because its all about scamming is utterly ridiculous.
Yes FE scams happened on DW sites, mostly years ago before anyone knew any better. The vendor would insist that the item is paid for in advance, they build a rapport with the buyers then at some stage they inevitably exit scam.
This whole thing is easily avoidable by the site controlling the payments. So, unless a customer has confirmed they have recieved the item, the payment doesn't get released. Simple. Any vendor found asking for customers to lie about if they have recieved the item, would be almost immediately exposed on a forum like this.
When a customer recieves their item, they go to leave their review and if they are happy for the payment to be released, they tick a box, if they're unhappy they are taken to a dispute page.
It's hardly rocket science.
Anyone who doesn't review has their money kept in Escrow for the full amount of time. That's only fair. But at least the vendor would get about 50% or more of their money earlier than 16 days, which is a ridiculous amount of time considering BTC's current volatility.
The idea of exchanging the BTC for a more stable currency or coin when it reaches Transaxe, I would very much welcome.
I can, however, after nearly 3 years on here tell you that none of the above will ever happen.
It's beyond frustrating, and in the end will only result in less choice and value for the members on here, because smaller sellers will simply dissappear, and the bigger guys can set the prices at whatever they like.
Cheers BB