Had the same drama last night (25% fee on the total amount) so I waited and ended up with a £2 fee early this morning.
A general rule of thumb seems to be ‘off peak’ hours are cheaper so evenings and weekends, but this will be US evening and weekends so take the time difference into account.
A general rule of thumb seems to be ‘off peak’ hours are cheaper so evenings and weekends, but this will be US evening and weekends so take the time difference into account.