Got it, thanks for the help people

Go to Settings > Shipping address > Select your country and save

If you're using a VPN maybe not... But when you go through the normal web it always seems to know in in UK. I just load the items and select UK

Id always recommend a vpn when doing anything like this.
My favourite is Proton vpn, but mullvad vpn and ivpn are both good and privacy respecting

Go to a vendors page and at the top of the listing it will say in red writing please select county select then scroll down to your country and click it hope this helps you out bud.

Never heard of it and it's most likely not regulated by any UK authority. I'd avoid it.

It's p2p with escrow, apparently. So if you can work out how to make a transaction...

The lack of regulation is the point.

Hi Rux

It is not that hard, make sure you read all the FAQs and docs first.

Essentially you make a purchase offer aimed at a specific seller, he sends the crypto and it is held by hodl until he receives your payment at which point they release it.

So yes it is protected by escrow.

BBDoom got me hip onto it.

And yes as you said the lack of regulation is the point.

I am fed up with being taxed trying to raise a quick buck or getting on with my life so as I said many times if I am correct the Taxman is going to AI the hell out of the data sent by UK exchanges come January.

If they do there will be pain the same way than what happened to all those families who saw their child benefits withdrawn unjustly: the taxman is now using AI like it's a magic wand so there'll be no escaping being reported.

Hi Bigfarma

There are no exchanges left in the UK which do not use KYC - had a Bitpanda email this Autumn saying that they were now registered to operate in the UK but with KYC.

Using P2P you are sending someone money and they send you crypto to a hardware wallet so it will not be reported by an Exchange.

Hi DiamondExtracts

Actually that is exactly why I used it.

If I am correct after Xmas Biggas will be desperate to be able to buy BTCs without it being reported to the Taxman.

Hi incheyeg

I've just used it this month.

It is safe to use as Hodl holds the BTCs until the seller receives your payment and they then release them into your wallet.

Just read everything on the site and make sure you pick a seller with good feedback.

Anytime next year there will probably be many of us biggas using it and similar ones like bisq.
Good Luck!

I ve signed up and it’s early days but if anyone can explain in a nutshell how this works that would be great. Normally I buy btc on cb, then send to exodus wallet and from there send btc to seller/ vendor. What are the steps on hodl? Thanks

Hi Cheeching

I forgot the exact steps because I only used it once but it was not that difficult.

I had to create an account and then install an app called 2FAS Auth (like an MFA app) to authenticate using my phone.

Check the FAQ etc and you should get the hang of it.

Ok thanks. Yep I’ve set the authentication up, what I don’t get are the steps they provide on the signed in home page, setting up a contract and then something about the seller, not buyer, releasing coin etc, just sounds confusing. Might experiment with a smaller order. Definitely would warrant a good post on this for the community once someone knows the ins and outs of this. Think quite a few would be interested in some kind of quick guide….

Hi cheeching

Yes that is roughly how it works.

Look up bigfarma post above.

Sorry to ping all these msgs at you but you seem the most knowledgable.i just added summ.com to my cb acc, the only place I buy btc currently and I am in negative net gains for 2025, so with that said in theory I shouldn’t have to declare or worry about taxman I think. If you buy btc and instantly purchase with it and rarely have more than a couple of $ worth in acc I am not sure you have to worry, but if you are collecting btc and its value has skyrocketed in the time you have owned it then that may be a different matter…I reckon

Hi cheeching

No problem we're all on the same big boat here ;-)

Remember that you won't have to report anything initially: the exchanges will report all of your transations.

Yes that is going to be umoungous amounts of data but this is exactly what thye did with online marketplaces and they used AI to sift through the data to target anyone making more than 1700£ a year online.

I couldn't work it out mate and gave up in the end. I'd definitely be interested in some idiot's guide, especially as I don't generally think I'm an idiot, and following complex information is something I regularly do and have limited issues with. Trading on this was beyond me, however.

Think I have figured it. So you simply buy on hodl and then set the btc address to receive it as your own personal wallet, from wallet you do the usual send for lb transaction . The question for me is what payment method to choose, a lot of them still seem to be traceable

It's the 'simply buy' part that was my main issue mate... Transfers are as traceable, but it's p2p, so there's no exchange to grass you up?

Actually there is gift crd option

I thought that was the point, for your money to be untraceable using an option like above?

I will have to give this a try, not sure I understand the complication until i do

TWDuke is putting the shits up me with this AI deployment thing is all, and my anxiety is through the roof lately, generally...

Western U always used to be the scammer method of choice, as it was untraceable on receipt, and irreversible. I suppose gift option paid with a non-traceable method would be best? Oh, if you ever have a scammer contact you, and they want to pay you, tell them to use Western U., not what they tell you to use. Guaranteed not to hear from them again.

Hi Rux

Sorry buddy but better safe than sorry (although I do hope I'm wrong: we'll find out next year if I was) so I've stopped all exchanges transactions more than a year ago.

I completely agree with you mate. Don't want to have to deal with the tax man, again! You've just made me think more keenly about all this.

Hi cheeching

As far as I'm concerned the point is to be able to buy crypto without using KYC

So I added summ.com to my cb acc and the tax report states I have net gains of -£4 net for 2025. My tax knowledge is hazy at best but I believe I don’t have any taxman shenigans to worry about given this info. I think this was pollypuffs theory on another thread that if you buy btc for an instant purchase and rarely have more than a couple of €
$ worth of btc ,if any, at any time you probably don’t have anything to worry about but if you hold onto large amounts of btc and that has grown in value then you might need to at look at capital gains tax a little more thoroughly.

Hi cheeching

Obviously I will not post any links to the official web pages but if you have a look at them the way I read them is that they will want to know of any crypto you "disposed of" i.e you used to buy goods and services.

That's a risk I am not willing to take.

Ok I am still hazy on this kyc thing. Basically if I bought gft cards and used that for purchases on hodl would that be enough, sending hodl bought btc to my exodus wallet for a transaction? Given I have already sent btc from cb to exodus would,I be better off setting up another wallet….

HI Cheeching

hodl doesn't ask for a copy of your passport so there is no KYC.

Hi Cheeching

Sorry I've used it once last month so I do not remember the exact steps.

Contact any seller you have in mind first to OK the payment method though.

The only BTCs which will be released are those held by hodlhodl until your payment reaches the seller.

Good Luck!

Think I have figured it. So you simply buy on hodl and then set the btc address to receive it as your own personal wallet, from wallet you do the usual send for lb transaction . The question for me is what payment method to choose, a lot of them still seem to be traceable

Hi cheeching

Same as you: something is restricting my comments in this thread.

Found some options but lb isn’t letting me send this general info

have you got links fot these please. always scared to google soemthing like this and end up on the wrong site lol

hodlhodl.com

this is amazing thanks

Never used that site before but the best practice is always to meet in person and do the exchange on the spot. If you're paying by card etc they all have your personal detail so best is to do it for cash in person.

I couldn't work out how to sort out my first transaction on there. Any advice appreciated.

u are best having your own external wallet and send BTC to lb from there .. I purchase on coinbase and send to my atomic wallet .. then send the coin to lb from there ( that way the exchange only ever see's u sending to yourself ) .. hope that might assist 😎

this is what i would suggest too

Makes sense! I'll look in to that thanks bro

This is excellent advice. Get a non-KYC wallet like Exodus, and tell the exchange you're sending it to yourself. It'll cost a few more quid in fees to then send on, but you're putting a layer between the purchase/transfer at least.

electrum is good, you can use that as a base to send your coins to biggy. i use mine with tails os for extra security. non kyc exchanges as well to get your coins its the best way to stay safe

Could you explain this process please, and why it's better?

its just to remove any sort of indetifier to yourself. for example i would use a non kyc exchange for the initial transaction via tor then have it sent to my wallet on tails OS which is very anonymous. this way nobody has a copy of my driving license or passport. theres no middleman force closing my account because of suspicious activity etc a la coinb ase. i just like to be fully in control of the process without any vulnerable information being stored on some dodgy server

Sounds perfect! I'll have to investigate...

I may as well get universal credit to send directly to my exodus. Not proud. But true.
I thought i had to do kyc for exodus but maybe not.

hows that working out? whats the symbol?

Ticket symbol is pi on coin market cap been mining since 2016 at $40 a coin now! Join through my Pi https://minepi.com/obiee65603
And add username obiee65603

I use Coinbase and proton wallet, cake wallet is also nice
Ive had no issues buying monero, exchanging it for btc (or just buying btc) then paying

I use paybis and exodus 👍

hmm there is many ways some pretty complicated so i will just tell you what i use.
Blockchain.com photo id gold verified account and HBOS visa debit card.
Moving btc from a third party wallet to it is easy even from btc faucets as it is the father of them all and HBOS have no issue with you buying btc though visa will send you a passcode to your phone to complete purchase.(mastercard are paranoid idiots)
Once you have all the pieces in place no more problems might be worth looking into setting up for the future save you messing about with third party wallets.

nope BigFarma Blockchain have top notch encryption that rivals all the big banks and besides nowadays your data gets sold by the UK government anyway just dont tell the bank you plan on investing in btc and in fact make it a point that you think that is a crazy idea and that you have a gold verified Blockchain.com account as they will ask you what your plans are as they are nosey gits but you tell them its only for online purchases of games/games meshes that you like to mod and sell on modhub....wooosh right over their heads but see the potential value,seriously just watch their eyes gleam haha

Oh and they are friendly people always willing to help you with an online chat on their website through your account :)

Not sure about cex.io or it's legitimacy but there will definitely be a way to withdraw your funds.

Look for a 'withdraw' or 'send' button.

Paybis, Coinbase, Kraken all work, they all require ID though.

If you'd rather not provide ID then HodlHodl works but it is a bit more expensive.

Thank you!

Yes it's reliable, you don't need to KYC.

Hodlhodl or Bisq but there is a minimum amount you can buy and you are paying a premium to buy without KYC.

https://en.wikipedia.org/wiki/Pretty_Good_Privacy